Budgeting

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Did you know your monthly household expense number is the most important number from a financial planning standpoint?

That's because it reflects not only your life today but is used for retirement planning purposes.

Every dollar you save this month is $12 saved each year.  Then multiply that by years into the future.  Does that make you start to think about shopping every bill you'll have to pay this month (your cell phone, cable, subscriptions, streaming/gaming, entertainment, gas, insurance, etc.)?

Your household expense number has to be matched by retirement income.  The lower your monthly expense, the longer your retirement resources may last.  A little cost shaving today can have major, positive implications over years.

Do you know your monthly household expense number?

You should.

Know it.

Shave it.

Multiply it.

Benefit from it.